Chat

The Chat tab is where you ask. Type a question in plain language — “how much did I spend on groceries last month?”, “build me a dashboard of spending by merchant for the last 3 months” — and millfolio answers from your own vault, on your Mac.

How an answer is computed

millfolio doesn't guess at numbers. For each question a frontier model writes a small program that calls the vault's tools (your transactions, your tags, your documents); that program is compiled and run in a sandbox over your real data, and its output is what you see. The number is computed, not estimated — a filtered sum, an exact count, a real maximum.

Rich results

Answers aren't only text. When the shape of the data suits it, millfolio draws it:

• a single figure → a KPI tile (e.g. a total);
• a ranked list → a table (e.g. top merchants);
• a per-month or per-category breakdown → a line or bar chart;
• a breakdown by state or country → a geographic map, drawn from the location stamped on each transaction.

The words arrive first; any chart, table, or map appears below them. You never have to ask for a specific view — the client picks it from the shape of the data.

Example questions

A few questions that show off each result type — try them, then adapt to your own accounts:

• Table — “What are my top merchants by total spend?”
• Line charts — “Give me the monthly amount I spent per merchant over the last 6 months, with line graphs for the top 10 by spend.”
• Map — “Which states did I spend the most in?” (renders a US map from the location on each transaction).

Sources

When an answer draws on a specific document, millfolio links it under the reply (📄 1st source) so you can open the original and check it yourself.

Suggested questions & history

A fresh vault shows a few suggested questions to get you going. Every question you ask is remembered — focus the question box to see your recent ones (kept durably with the vault, so they survive a browser-data clear). Pick one to edit and re-ask.