Records

Under Vault → Records is the table of transactions millfolio extracted and reconciled from your statements — the exact rows behind every spending answer. Each has a date, a merchant description, an amount, a direction (money in / out), the source file, and any category tags.

Amounts are private by default

Amounts are withheld by the server until you unlock them — so a shoulder-surfer, or anything reading the page, sees the shape of your spending without the figures. There are two ways to reveal them:

• In the Mac app — Touch ID. Click Unlock with Touch ID and authenticate with your fingerprint (or your Mac's login password on a Mac without a sensor). This is native — no passwords typed into a web page.
• In a browser — a passphrase. Enter your amount passphrase; the server checks it and unlocks amounts for a short session.

Either way the check happens on the server and the unlock lasts only for the session, so the figures never sit exposed. It's a privacy screen, not a vault door — the point is to keep your totals off-screen until you ask.

Search

The search box does a semantic search across your indexed documents — it finds records by meaning, not just literal text. (Tags, by contrast, match literal keywords in the description — see the note in Tags about when to use which.)

Tagging a record

Each row has an Add tag action with two choices:

• Create a new tag — define a fresh category from this record.
• Add to an existing tag — fold this record's merchant into a tag you already have. Because tags are keyword rules, this adds the keyword to that tag's rule, so any record whose description contains it picks up the tag too (the app tells you this when you do it).

See Tags for the full model, and Tag backfill for how AI tags get filled in.